It seems to me that everyone has a different opinion about credit cards.  I like to look at credit cards as just another tool in the toolbox to help me achieve what I desire from a financial perspective. 

Today we are going to wrap up this series.  I will continue to post articles on different areas of basic finance, but I hope you can use the tools I have provided to enhance your financial perspective.

Tracking checking accounts is about managing cash flow.  We will work on building the tool so you know how much you have in your checking accounts today along with planning for the next month.

Now that we have our plan for 2 credit cards we need to use our setup to keep on top of our payments.  In this week we will configure our process to make sure we pay off what we have spent. 

We are ready to start Phase 2 of our planning.  This process will incorporate a few additional components and give us better tracking and control of our spend.